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Nationwide Vehicle Contracts Ltd is an appointed representative of Lombard Vehicle Management, Network Vehicles, Renault Financial Services and Lex.

Vehicle Finance Application Forms

Please select from the following to submit a finance application:

Personal Application

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Finance Lease

What Is Finance Lease?

Finance Lease is a popular finance agreement for business users and commercial vehicles where Contract Hire is not suitable. On a Finance Lease agreement, you can choose to pay either the entire cost of the vehicle, including interest charges, over an agreed lease period or opt to pay lower monthly rentals with a final payment based on the anticipated resale value of the vehicle. Finance Lease is not available to Private Individuals but is the preferred option for Partnerships, Limited Companies, Self Employed & Sole Traders due to the significant tax advantages.

How Does It Work?

At the start of the Finance Lease contract, usage parameters for the vehicle are agreed, and providing they do not vary, monthly payments and interest rates are fixed for the duration of the contract. With a Finance Lease agreement you can benefit from fixed monthly costs without taking on the hassle of administration and operating risks. At the end of the contract, the customer can then choose to operate the vehicle under a "peppercorn agreement" but at no time will take ownership of the asset.

For example, Joe Bloggs Ltd take out a Finance Lease agreement on a Nissan Primastar. The business pays a deposit for the vehicle, then a choice is made to spread the remaining balance over the remaining period, or, to defer a larger ’residual value payment’ at the end of the contract.

What Are the Benefits?

Key features and benefits include:

Fixed payments for the whole agreement
Low up-front costs - for just a small outlay, you can use the assets immediately
100% tax deductible - get back between 18% & 40% of your total payments back (including your deposit)
Flexible repayment structure tailored to match your cash flow
Fixed or variable interest options - you decide which suits you best
Tax advantages - VAT is payable on the rentals, not the purchase price, while payments can normally be offset against taxable profit (special rules apply to cars)
No penalty charges for additional mileage or damage at the end of the agreement
Although the customer does not own the vehicle, they receive 98% of the sale proceeds. Where a ’balloon rental’ has been introduced, these proceeds are utilised to help clear the rental.

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Nationwide Latest Contract Hire Offers

Vauxhall Astra 5 Door 1.7CDTi 110ps Exclusiv ecoFLEX £179.95 per month excl. VAT
Mercedes E Class Saloon E220 2.2CDI BlueEF Executive SE Tip Auto £309.95 per month excl. VAT
Mercedes C Class Saloon C220 2.2 CDi BluEF SE Auto £269.95 per month excl. VAT
Vauxhall Corsa 3 Door 1.4 SXi A/C £139.95 per month excl. VAT
Vauxhall Insignia 2.0CDTi 160 Exclusiv £199.95 per month excl. VAT
Peugeot 107 5 Door 1.0 Urban *Free Metallic Paint* £100.95 per month excl. VAT
Ford Kuga 2.0Tdci Zetec 2Wd £229.95 per month excl. VAT
Nissan Qashqai+2 1.6 Visia £204.95 per month excl. VAT
Volvo V60 1.6D DRIVe R-Design ST/SP *18 Month Contract* £179.95 per month excl. VAT
Mercedes SLK Roadster SLK200 1.8 BluEF AMG Sport 7G-Trc+ Auto £299.95 per month excl. VAT
Mercedes C Class Coupe C250 2.2 CDi BluEF AMG Sport Auto £289.95 per month excl. VAT
Peugeot 308 1.6 HDi Active £154.95 per month excl. VAT
Nissan Qashqai 1.6 Visia £179.95 per month excl. VAT
Ford Kuga 2.0Tdci Zetec £249.95 per month excl. VAT
Nissan Juke 1.5 dCi Tekna £179.95 per month excl. VAT
Seat Leon 1.6 TDI CR Ecomotive S Copa *Free Met Paint* £169.95 per month excl. VAT
Renault Megane Hatch 1.5 dCi Dynamique Tomtom Eco £169.95 per month excl. VAT
Ford Fiesta 3 Door 1.6 TDCi Zetec Econetic **FREE Met Paint**
£149.95 per month excl. VAT

Price Match

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The Nationwide Vehicle Contracts Price Match challenge applies to any vehicle on the nationwidevehiclecontracts.co.uk web site. The price match challenge must be completed prior to purchase as refunds cannot be offered afterwards. Price matches will only be considered for like for like quotations including the vehicle specification, initial payment, contract term and annual mileage. Any information requested must be provided in order for a decision to be made and there is no guarantee that the price will be matched.

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