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Nationwide Vehicle Contracts Ltd is an appointed representative of Lombard Vehicle Management, Network Vehicles, Renault Financial Services.
A second family vehicle required by a nurse
Mrs Ellis is a busy working mum with two school age children. Her husband drives a company car and she needed a reliable, practical car that she could use primarily for her daily commute to her job as a nurse in a busy hospital. The car would also be used for weekend shopping trips and ferrying the children and their musical instruments to and from school and various clubs and after school activities.
Mrs Ellis has owned a string of unreliable older vehicles that have often let her down. She has wanted to drive a new car for some time but always thought that they were too expensive. She had long been an admirer of the Audi A3 as a colleague at the hospital where she works drives one.
Mrs Ellis was very keen to ensure that her new car was far more reliable than those she had been driving. Her options were to go for either a brand new car purchased with the help of a bank loan, a good quality second hand car purchased with the help of a bank loan or a personal car leasing contract on a brand new Audi.
The typical costs involved in acquiring a new Audi A3 1.9 TDi Sport 5 door Sportback would be:
The typical costs involved in acquiring a second hand Audi A3 1.9 TDi Sport 5 door Sportback would be:
Note: These figures are approximate guidance figures only. The approximate total costs exclude any anticipated maintenance costs and the total cost for the brand new Audi include only 3 years of additional costs.
The costs involved in acquiring a brand new Audi A3 1.9 Tdie Sport 5 door Sportbacka from Nationwide Vehicle Contracts on personal car lease contract were:
The benefits of personal car leasing for this customer were:
Prices correct as of 31st March 2009
The approximate cost savings, detailed above, take into account an estimated part exchange value of £3000 for Mrs Ellis's current car. This was a very generous estimate.
Crucially for Mrs Ellis, the monthly car lease payments for her brand new Audi A3 Sportback were very affordable and significantly less than the monthly payments would have been for either a brand new or good second hand Audi purchased with a bank loan. Mrs Ellis is now very happily driving her brand new car with no additional costs and no break down worries.
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