
Whether you’re squeezing into an overcrowded train or stuck in rush hour traffic, commuting in the UK can be a daily test of patience, no matter how you travel.
It leads to a dilemma that has plagued the minds of commuters for many a generation: is it better to rely on public transport or to get behind the wheel of a brand new car?
Public transport is often seen as the cheaper, greener option, while driving is associated with flexibility, comfort, and (fairly or not) higher costs. But is this really the case, or is it fiction?
In this blog, we’ll explore the cost of commuting by car vs public transport in the UK. We’ll discuss the financial differences, the pros and cons of each, and how car leasing can help you take control of your commute. Let’s get into it:
It’s the age-old debate: embrace public transport or opt for the control and convenience of your own car.
Public transport appeals to those who live primarily in urban areas. In cities like London, where parking is a nightmare and you have to consider congestion charges, public transport just makes sense.
But for commuters living in the suburbs or rural towns without reliable transport links, driving is far more practical.
There’s also flexibility to consider. Trains, buses, and light rail networks run on schedules (believe it or not), and you are at the mercy of the operator. If you miss it, you have to wait for the next one, or if it's late, you have to stand there and twiddle your thumbs.
With a car, you’re not tied to timetables and can do as you choose, whether that’s hitting the gym, going out for food, or putting in a few hours of overtime.
“Driving gives you control over your day. You’re not planning your life around a timetable, which can make a huge difference for those with busy or unpredictable schedules.”

Let’s break it down. Unlike when commuting by car, public transport offers a different cost structure. You’ll bear the cost of bus or train fees based on travel distance or zone.
In most cases, you can get monthly or annual passes that provide savings but are still pretty expensive.
For example, a monthly rail season ticket from Reading to London will set you back around £500 per month. From Preston to Manchester Piccadilly, the going rate is around £300 a month. You also need to consider that this doesn’t include parking at the station or any taxis you take while at work.
While a bus might be cheaper, it’s often less efficient and less comfortable. If you’re travelling at peak hours, you might be standing shoulder-to-shoulder with strangers still at the mercy of rush hour traffic.
Route | Mode | Typical monthly cost | Extras to consider |
---|---|---|---|
Reading to London | Train and tube | £500 | Parking, tube timetable |
Preston to Manchester | Train | £300 | Station parking |
Coventry to Birmingham | Train | £200 | Delays |
Durham to Newcastle | Train | £250 | Reliability |
At first glance, driving to work seems the more expensive option. You’ve got fuel, insurance, maintenance, tax, and maybe even parking to consider. When leasing a car, many of these costs are fixed into one payment, making budgeting much easier.
For example, if you’re leasing a hybrid SUV, it could cost you around £300-£350 a month. Add in around £100 a month for fuel, and you’re still below the cost of a Reading to London rail ticket, with the added bonus of having a vehicle 24/7.
Plus, you’re in control. You choose the route, the temperature, and when and where you go. You get the convenience and lifestyle flexibility you just don’t get with public transport.
Car type | Lease cost (est.) | Fuel/charging cost | Other cost | Total est. monthly cost |
---|---|---|---|---|
Petrol hatchback | £250 | £100 | Insurance, maintenance, and parking | £350 |
Electric car | £325 | £40 (home charging) | Insurance, maintenance, and parking | £400 |
Small hybrid SUV | £280 | £80 | Insurance, maintenance, and parking | £380 |
There’s a lot to be said for the reliability of having your own car. You’re not at the mercy of strikes, delays, or signal failures. If your job has irregular hours, you do the school run, or you like to leave whenever you choose, then driving is obviously the more practical option.
With a car, your journey is on your terms. You can take a different route, stop off at the shops, or go straight to the gym after work.
If you’re worried about the hassle of car ownership, that’s where car leasing steps in. A lease car gives you access to a new, reliable vehicle without the long-term commitment or unexpected repair bills.
If your environmental impact is a big concern, public transport should get the green badge of approval.
Trains and buses produce fewer emissions per passenger than private vehicles, and according to the World Resources Institute, buses and trains can reduce greenhouse gas emissions by up to two-thirds per passenger.
However, this doesn’t completely rule cars out. The game changer here is the rise of electric vehicles, giving you all the benefits of driving a car with zero tailpipe emissions, lower running costs, and excellent performance.
EVs are also ideal for city driving. No congestion charges, quieter engines, and fewer maintenance needs. Also, they’re all automatics, meaning no moving up and down the gears when in traffic.
At the end of the day, your choice of commute depends on more than just cost. It’s about what fits your lifestyle, work schedule, and your values.
If you live in a well-connected town with great transport links, public transport might be the way to go. If you value comfort, freedom, and the ability to shape your own day, driving is the clear choice.
So, if you’re weighing up your options, consider the full picture, not just the price tag. Comfort, time, flexibility, and peace of mind matter just as much as the money. And for many UK commuters, leasing a car offers the ideal balance.
Originally posted: 26th May 2023
Last updated: 29th May 2025
Due to be reviewed: 29th May 2026