BMW 3 Series Saloon
The 3 Series is one of BMWs best-selling cars, and it's not hard to see why. It blends style and performance with reliability and practicality, making for an all-round good driving experience. The 3 Series is available as a four-door Saloon or a five-door Touring Estate car.
Why does it make a good budget car?
The BMW 3 Series offers decent economy returns across various engines, competitive insurance rates, and a safe and secure ride. The 3 Series received a five-star rating from Euro NCAP whilst also coming with a three-year warranty with unlimited mileage, which is very generous for its class.
If you want to impress your clients with a classy and stylish car, the 3 Series would be an excellent choice for a company car, with the 330e engine coming with a 10% BiK insurance rate. You won't find much better for a vehicle of a similar calibre.
Is it economical?
Economy returns for the 3 Series depend massively on how you drive and your chosen engine. If you want to have a bit more fun behind the wheel, you'll likely see less bang for your buck in terms of fuel consumption.
The most economical choice is the 320d SE mild-hybrid engine, which BMW claims can achieve 61.4mpg. If you add xDrive to the spec, which comes with four-wheel-drive, you'll see returns drop to 57.6mpg. The most efficient petrol engine is the entry-level 320i which returns a combined 43.5-44.1mpg.
Insurance group and cost:
The BMW 3 Series sits in competitive insurance groups for a car of its class, ranging from group 24 to 42. The entry-level 320i petrol engine starts in group 24, costing the driver an average of £71 a month. The premium M430d xDrive sits in group 42; this will set you back around £85 a month.
- Insurance Group: 24-42
- Average Monthly Insurance Costs: £71–£85
- Fuel budget: £75 per month