Help2Lease

Our Help2Lease deals are exclusive to new customers aged between 18-24 years old. If you’re not in that age bracket, you can still lease a car with us, but you’ll be unable to take advantage of some of the features of Help2Lease, such as the cashback offer.  

We’re afraid not. While some funders allow you to lease with a provisional licence, this is usually on a case-by-case basis and can be a very complicated process. To lease a vehicle with us, you must hold a full UK-valid driving licence.

No. No one can take out a lease agreement on behalf of someone else. That includes a parent taking out a lease agreement on behalf of their son or daughter, or a close friend taking out a lease agreement for another person. This type of agreement is known as ‘accommodation finance’.

While accommodation finance is not actually illegal, it is forbidden by finance providers because there is a greater risk of them not being able to get the car or their money back in the event of a contract breach.

It is worth pointing out that while accommodation finance is not illegal, not declaring that the person taking out the lease is not the main driver is illegal and both parties involved (the person applying for the finance and the person that they are taking out the lease for) could be charged with fraud.

While your processing fee can be paid by debit, credit card or BACs payment, your initial rental must be paid by direct debit from the same account your monthly rentals are taken from. This is to prevent financial fraud (such as money laundering) and to protect both you and the finance provider.

Many young drivers find it beneficial to add a second driver to the insurance policy to help reduce costs. For a lease agreement, you can add a parent to the insurance policy but the person obtaining finance (that’s you) must be the main policy holder or a named driver on the insurance certificate.