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Car Leasing for Pensioners: What you need to know

alex bradley headshot By Alex
3rd July 2025
Old man driving a car with two hands on steering wheel

Can pensioners lease a car?

As long as you meet the regulatory standards and you are still medically fit to be behind the wheel, there is no upper age limit for driving, or leasing, a car in the UK.

Mark Smith
Director - Nationwide Vehicle Contracts

Is leasing financially sensible in retirement?

Tip: It’s a good idea to factor in fuel, insurance, and maintenance costs when working out affordability.

What to consider before leasing as a pensioner?

Can pensioners pass the credit check?

What makes a good car for pensioners?

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What happens if the contract holder passes away?

Tip: If you’re acting on behalf of someone’s estate, the first step is always to get in touch with the finance company directly.

Is it better to lease or buy a car in retirement?

Guide Information


Originally published: 14th September 2016
Last updated: 3rd July 2025
Due to be reviewed: 2nd July 2026

alex bradley headshot

About the Author: Alex Bradley

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