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Best First Cars for New & Young Drivers

We know there are many factors to consider when choosing your new car and you’ll want to pick one that ticks as many boxes as possible:

ü   Cost

ü   Insurance band

ü   Reliability

ü   Style

Even if you passed your test a couple of years ago, insurance costs can still be an issue for young drivers, so picking a car with a lower insurance band can save you money while you build up your no claims.

Fortunately, there are plenty of cars which offer the right balance of value for money with the features you want. Here are a few low insurance cars that we think are a great choice for young drivers.

Best Cars for New and Young Drivers

  1. White Fiat 500

    1 Fiat 500

    If you’ve been near a road in the UK in the past 10 years, you’ll be familiar with the Fiat 500. But it’s popular for a reason: it’s stylish and nippy, with a 1.2 litre engine on most models ensuring it’s got plenty of power for its slight frame. With great basic features and some models as low as insurance group 7, the Fiat 500 is a great, affordable option for young drivers.

    FROM £117.68 Personal price per month Incl VAT
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  2. Gold Ford Fiesta

    2 Ford Fiesta

    Consistently one of the best-selling cars in the UK and a rite of passage for generations of young drivers, the Ford Fiesta offers great performance and features at a low price. The entry-level Zetec model offers DAB radio, Bluetooth, leather and chrome interior and alloy wheels as standard, so you know you’ll look the part. Plus, insurance is as low as group 5 on our models.


    FROM £168.62 Personal price per month Incl VAT
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  3. Vauxhall Adam Blue Exterior Side

    3 Vauxhall Adam

    The Adam is one of the newer kids on the block in the small car market – and a perfectly formed entry to boot, with an eye-catching exterior and comfortable interior. What’s more, it has a super-low, group 2 insurance band and low running costs, making it as comfortable on your wallet as it is to drive. If you’re wondering: it’s named after Adam Opel, founder of Vauxhall’s parent company, Opel.


    FROM £134.66 Personal price per month Incl VAT
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  4. White Toyota Aygo

    4 Toyota Aygo

    Compact with great manoeuvrability and low running costs, the Aygo is a car to count on: top of the city car category in WhatCar’s latest reliability survey. Built to navigate tight city streets, it’s also deceptively spacious inside, making for a comfortable experience for taller drivers. To top it all off, it’s in insurance group 3, making it a budget-friendly option during your first few years of driving when premiums are higher.


    FROM £122.21 Personal price per month Incl VAT
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  5. Silver Kia Picanto

    5 Kia Picanto

    The reigning WhatCar? Best City Car, the Kia Picanto blends practicality with style, giving you the feel and comfort of a larger car in a city model. Insurance banding goes as low as group 3, which helps keep premiums on the lower end. Unlike many city cars, the Picanto has five-doors as standard, which is a real bonus for your passengers if they’re used to crawling awkwardly into the back of small three-door models.  

    FROM £129.00 Personal price per month Incl VAT
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  6. Volkswagen Polo 5 Door Red Exterior Front

    6 Volkswagen Polo

    A household name, the one-litre Polo models are great for young drivers, with group 1 insurance banding ensuring the lowest possible premiums. The new model has a 25% bigger boot – an impressive 351 litres – so there’s plenty of room for camping gear for a weekend away. To keep parents happy, the Polo has a NCAP safety rating of 96% in the adult occupancy category.

    FROM £160.70 Personal price per month Incl VAT
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  7. Hyundai i10 Orange Exterior Front

    7 Hyundai i10

    With its five-year warranty, practical interior space and low running costs, the i10 offers the complete package. It boasts plenty of kit as standard, including body-coloured door handles and mirrors, air conditioning, cruise control, Bluetooth and DAB radio on mid-spec SE models. Plus, it’s efficient engine range means it’s cheap to run, tax and insure, with insurance banding as low as group 6.

    FROM £121.08 Personal price per month Incl VAT
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  8. Skoda Citigo Silver Exterior Front

    8 Skoda Citigo

    The Skoda Citigo burst onto the scene in 2012 and has been a regular on ‘best small car’ lists ever since. It’s everything you need in a first car: despite its engine size, the Citigo can really move on the open road, with great handling, and the SE versions have a colour touchscreen infotainment system with Bluetooth connectivity and six speakers to give your driving soundtrack plenty of power. Its low insurance banding and running costs make it pleasingly economical.

    FROM £144.85 Personal price per month Incl VAT
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  9. Silver Mini Hatchback

    9 Mini One Hatchback 3 Door

    If you’re looking for a car with classic style, the Mini combines iconic retro looks with great modern features as standard, including Bluetooth, front fog lights, key-less go, electric windows, alloy wheels and climate control. Although it has a higher insurance banding than the other cars on the list, the Mini’s efficient engine means it’s cheap to run and it almost goes without saying that it’s hugely enjoyable to drive. 

    FROM £199.19 Personal price per month Incl VAT
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  10. Audi A3 3 Door Red Exterior Front 2

    10 Audi A3 Sportback

    The aspirational car in the group, the Audi A3 is well-worth the extra investment, with a luxurious, spacious interior and fantastic driving experience. It comes equipped with Audi’s Multi-Media Interface (MMI), which controls everything from sat-nav to Bluetooth, and acts as a monitor for the reversing camera. As with the Mini, insurance costs are slightly higher but running costs remain low, with great fuel economy and low CO2 emissions.

    FROM £341.83 Personal price per month Incl VAT
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