0345 811 9595

Monday to Friday 9am to 5.30pm

In order to lease a vehicle through Nationwide Vehicle Contracts, you will need to undergo a credit check as part of the finance application process.

Take our brief interactive questionnaire to find out if you are likely to be accepted for personal leasing finance.

Are you over 18 years of age?

How many years have you been at your current address?

We need at least 5 years address history for a personal application

Are you in full-time employment?

How many years have you been with your current employer?

Have you ever been declined for finance before?

How many years ago was this?

Have you got any adverse credit on your file? eg. CCJ, missed/late payments, bankruptcy, IVA scheme

How many years ago was this?

Good News!

You are likely to be eligible for personal finance based on the details you provided.

What would you like to do next?

We're sorry, but you are not currently eligible for personal finance

Lenders may require more detail on some of the answers you provided before you will be eligible for finance.

Please call us on 0345 811 9595 to discuss your finance options

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What we need to know about you

When filling out our online Personal Finance Application Form, you will be asked to provide the following information:

  • Personal details – Including marital status and number of dependants
  • Address details for the past five years – This information is used to verify your identity and may also be used to determine the credit histories of anyone you are financially connected with. Previous residents to which you have no financial association are not considered
  • Employment details for the past three years – This information is used to determine how your present income and expenditure is likely to evolve over the period of your lease
  • Your bank details – This information is used to determine how you have managed your existing accounts and your ability to make payments on time. Although the details must be provided for the account for which you will be setting up a direct debit should your application be accepted, no money can be taken from your account without your permission
  • Your monthly income and expenditure – This information is used to ensure you are comfortably able to afford the finance deal for which you have applied

Additional information that might be required

As part of your application, you may be asked to provide additional information in certain circumstances – for example, if you are not currently in full time employment, or if you’ve only been with your current employer for less than five years.

We might ask you for:

  • Further detail about your employment history
  • Further detail about your monthly income and expenditure

This information will be used to ensure you are able to afford the lease you have applied for.

What to do next

If you’ve taken our quiz and are likely to be eligible for finance, you can:

Personal leasing deals

Once you’ve found the vehicle of your choice, you can fill out an online quote form and one of our representatives will be in touch. Alternatively, give us a call on 0345 811 9595 and we’ll be happy to help.

If you’re still unsure whether you are eligible for personal finance, please call us on 0345 811 9595 to discuss your options.

Alternatively, if you’d like to find out more about how lenders decide to give you credit, read this guide from the Citizens Advice Bureau.


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