0345 811 9595

Christmas Opening Hours

Complete Care Vans

Get an insured leased van with everything you need in one simple, hassle-free package

The complete van leasing solution

Complete Care offers everything you need in one simple, hassle-free package.

Take advantage of an insured leased van with a range of services included such as maintenance, breakdown, accident management and shortfall protection all for a fixed monthly rental.

All you need to add is the fuel.

Watch our video to discover more of the advantages of Complete Care.

Arval Award Logo

We're Award Winners!

Nationwide Vehicle Contracts is proud to have won the Provider of the Year award for Complete Care at the 2019 Arval UK Awards.

This means you can rest assured that you’re dealing with an award-winning provider, trusted for our expertise and high level of service.

What's included

Complete Care has everything you need in one package – all you need to add is the fuel.

Insured Leased Vehicle

Insured Leased Vehicle

Complete Care gives you an insured leased van covering the costs of repairs in the event of an accident, fire or theft for the full duration of your lease. Cover also extends to all employees helping to save you money on an otherwise costly fleet insurance policy.

Breakdown cover

Breakdown cover

With cover provided by the AA, Complete Care ensures that in the unlikely event of a breakdown, you’ll be back on the road in no time, helping to avoid costly downtime. It even includes a replacement vehicle for the first 48 hours if your van needs to be repaired.

Maintenance and Servicing

Maintenance and Servicing

Maintenance and servicing is included with Complete Care for the full duration of your lease so you never need to worry about booking in for a service as routine maintenance is taken care of.

Accident management

Accident management

In the unfortunate event of an accident, a dedicated team will take care of your lease van, dealing with any repairs that may be necessary, leaving you with one less thing to worry about.

Complete CareStandard Lease
Insured Leased Vehicle Included Not Included
Third Party Cover & Own Damage Protection Included Not Included
Maintenance Included IncludedOptional
Breakdown Assistance Included Included
Road Tax Included Included
Glass Protection Included Not Included
Accident Management Included Not Included
Total Loss Shortfall Protection IncludedOptional
Fixed Monthly Rentals Included Included
Cover Extends to All Employees Included Not Included
Fuel Not Included Not Included

Who is eligible?

At the time of driving, you must:

Got questions?

Frequently asked questions regarding our Complete Care package.

What is Complete Care?

Complete Care (also known as Total Care) is a complete vehicle solution provided by Arval. It provides you with a comprehensively covered insured Contract Hire vehicle for a fixed monthly rental.

What is included in Complete Care?

Complete Care provides a complete packages of services, these include:

  • A Contract Hire vehicle
  • Third Party Liability and Own Damage Protection (including fire and theft)
  • Glass Damage Protection
  • Guaranteed Maintenance - for all your servicing and repairs on your vehicle
  • Breakdown Cover – to fix your car or recover it and if necessary, provide a replacement vehicle
  • Accident Management – management of your incident from start to finish
  • Financial Shortfall Protection - in the event of a write off

What is excluded in Complete Care?

Complete Care does not include cover for:

  • Personal Belongings - As Arval is the policy holder, the policy cannot be extended to cover personal belongings.
  • Personal Injury - Arval is not providing personal injury cover for the driver, however any Third Party passengers would be included within the policy.
  • Misfuelling - If you put the wrong type of fuel in your fuel tank, this is not covered.
  • Damage caused by driving through standing flood water

Who is eligible for Complete Care?

To be eligible for Complete Care, drivers of the vehicle must:

  • Be aged between 21-70
  • Hold a full UK/EU driving licence which has been valid for at least one year
  • Have no more than six points on their driving licence
  • Have no more than two own fault claims in the last two years (excluding those recovered from a third party)
  • Have not been subject to a driving ban in the last five years
  • Have not been advised to stop driving by DVLA or a medical practitioner due to medical conditions
  • Be the lessee or the lessee’s spouse or partner and immediate family i.e. parents, siblings or children providing they meet the remaining criteria (For Personal Contract Hire)
  • Be an employee of the company or their spouse, partner or immediate family i.e. parents, siblings or children providing they meet the remaining criteria (For Contract Hire)

Full eligibility criteria and restrictions are detailed in a schedule to your contract. It is important that you understand what this criteria is and that you comply with the criteria at all times as you could invalidate the insurance for the vehicle if you do not.

Is the fee for Complete Care fixed for the Contract Term?

Yes, your monthly rental will only change if you mutually agree a change (if applicable) with the finance provider or as a result of Arval exercising its rights under the contract, for example if you travel materially more miles than agreed (and the vehicle is recontracted) or the vehicle is involved in two or more at fault incidents in a 12 month period. In which case, Arval will discuss your options with you.

Who is allowed to drive my vehicle?

For customers on a Personal Contract Hire agreement, the driver’s spouse or partner and immediate family (i.e. parents, siblings or children) can drive the vehicle provided they fit the eligibility criteria.

For customers on a Contract Hire agreement, any employee of the company and their spouse, partner or immediate family (i.e. parents, siblings or children) can drive the vehicle, provided they fit the eligibility criteria.

Restrictions and exclusions also apply, for example, in relation to age, driver history (including medical) and use of the vehicle.

Who provides the cover for my vehicle?

AIG insure the vehicle for third party liability cover. The Insurance Policy is in the name of Arval UK Ltd who hold this policy on your behalf.

Arval provide cover for the Own Damage Protection. You will not be responsible for the costs but you will be required to pay the Customer Incident Charge which is explained in more detail below. The Own Damage Protection will not protect you against damage caused or resulting from driver abuse of neglect. 

What is Own Damage Protection?

Arval will responsible for repairing any damage to your vehicle resulting from an accident. You will not be responsible for the costs but you may need to a Customer Incident Charge (CIC) if you are found to be “at fault”. Further details are below. 

The Own Damage Protection does not include routine maintenance and will not protect you against any damage caused or resulting from driver abuse or neglect. If any damage is caused by the fault of a third party then Arval will recover the costs directly from then.

Am I covered for business travel?

Yes, your Complete Care package covers you for both Business and Personal use of your leased vehicle. You are not restricted to the types of journey you make, subject to trade usage criteria detailed in your contract.

What is an incident?

An incident is an event or accident resulting in damage, loss or theft of the Complete Care vehicle or damage to a third party property or personal injury/death of a third party.

Will my no claims history be taken into account on my premium?

No, Complete Care does not take this into account on the premium.

Can I request a no claims bonus letter after my vehicle contract is ended?

Arval can provide a driver history letter which will detail that the driver has had a lease vehicle for an agreed amount time and has incurred zero claims within this period under the Complete Care agreement. This will be available upon request. Arval cannot guarantee all insurance companies will accept the documentation they provide. 

I’ve had an accident, what do I do?

You must contact Arval at the earliest opportunity and make sure that it is safe and legal to do so. Please call Arval’s driver support contact centre on 0370 600 4499 and select ‘report an accident’.

Arval’s Accident Management partner will record the relevant details and either get your vehicle recovered if it is immobile or allocate a repairer.

I’ve had an accident, will I have to make any payments?

In the event of an incident where it is considered that you are “at fault”, you will be required to pay an excess known as a Customer Incident Charge (CIC). The CIC varies depending on the number of “at fault” incidents incurred during the contract term. This is designed to maintain a fixed monthly rental for the duration of your contract. It is necessary to levy a higher incident charge when there have been multiple incidents during the contract term. This is an escalating charge as follows:

  • First incident is £250
  • Second incident £350
  • Third and subsequent incidents £750

The CIC is only charged where you are considered to be at fault including where you have damaged your vehicle or caused damage to a third party. If an identified third party is at fault, monies will be recovered from them. 

The CIC is a contribution to the losses incurred by Arval as a result of the incident. If the repair costs are less than the CIC, then Arval will only charge you the cost of the repair. If a repair is lower than the relevant incident level then a CEP (Customer Elected Payment) is applied.

Am I entitled to a replacement vehicle when mine is off the road due to an accident?

You are entitled to a courtesy car for the duration of the vehicle repair and is subject to the repairer’s conditions. Please note this will not be a like for like replacement of your existing lease vehicle.

If you are involved in an incident where the Third Party has been identified and proved at fault, you may be provided with a vehicle similar to your current lease through Arval's credit hire provider, Accident Exchange subject to acceptance.

Am I entitled to a replacement vehicle when mine is off the road due to a mechanical failure / maintenance work?

If the repairer has a courtesy vehicle available, while your vehicle is being repaired, then you can utilise this subject to their conditions, and the insurance cover costs and / or any administration fee must be paid for directly to the repairer by yourself. 

What is Glass Protection?

Arval is responsible for repairing and replacing the body glass to your vehicle. You must report the damage to Arval and the repair will be arranged via Arval’s network. 

You will be required to pay a per incident charge which is fixed at £100 per incident where it is necessary to replace the glass. No CIC applies where the glass is repaired. The glass CIC does not count towards the escalating CIC for incidents.

To report an incident or for glass replacement call the Arval Driver Contact Centre on 0370 600 4499.

What is included in the maintenance cover?

Arval cover the costs of all routine work that is due to occur during the contract term (based on manufacturer guidelines). This will include servicing, maintenance, repairs, premium tyres*, batteries, breakdown cover, exhaust and any worn items.

*Arval has a Fair Play policy on tyres. This means that damaged tyres will be replaced inside the maintenance budget. Replacements in the event of abuse, neglect, theft or vandalism will be recharged.

Arval’s maintenance scheme does not cover driver abuse items, damage or replacement as a result of neglect. These charges will be billed via a vehicle services invoice.

If you need servicing work or tyres, please contact the Arval Driver Contact Centre on 0370 600 4499 and we will assist you with a local supplier.

What happens if my vehicle is stolen?

You must notify the Police and then Arval (quoting your crime reference number) within 24 hours. Arval’s Accident Management provider will monitor the progress directly with the police. After 21 days if the vehicle hasn’t been recovered, or has been recovered but has been deemed a total loss, then the vehicle lease will be terminated at Arval and your monthly rental liability will cease for any future rentals. At this point, Arval will invoice the relevant Customer Incident Charge (CIC) to you.

If there has been an act, omission or negligence by you or your driver which contributed to, or resulted in the theft of the vehicle (e.g. if the keys are left in the car) then the termination costs will be borne by you. If at a later point the vehicle is recovered and sold or any monies are received, these will be credited back to you up to the value of the charge you received.

What happens if my vehicle is deemed a total loss as a result of an incident?

The lease will be terminated as soon as our assessors have confirmed the vehicle is not economic to repair. At this point, if you were considered to be “at fault”, Arval will invoice the Customer Incident Charge (CIC) due to you. Your liability for the monthly rental of the vehicle will cease at this point. 

If there is a third party at fault, Arval will seek to recover the costs from the third party’s insurers. If the losses are not recoverable due to any act or omission by you / the driver, then Arval reserve the right to invoice any losses to you.

What are rules around towing?

The Driver will need to ensure they comply with the legal requirement around the weight they will be towing. In regards to insurance cover, the car will be covered for all Complete Care services however the towing item i.e. a caravan etc. will only be covered for Third Party Liability only.

If I move house during the term of the contract, will my monthly rentals change?

As your monthly rentals are, in part, determined by your postcode, if you move home during the term of your lease contract, the finance provider is entitled to adjust your monthly rentals, however this rarely happens. If you are considering a Complete Care deal and are intending to move house soon, we would suggest seeking a quotation based on the new postcode area.

Icon of a person with a speech bubble.

Still have questions?

Contact one of our friendly sales advisors to find out more about Complete Care and we'll be in touch to help you.