Change of Name Request
By AlexA car lease contract is a long-term commitment, and your personal circumstances might change during your contract term. You might get married, divorced, or need to transfer the lease to someone else.
This requires securing a change of name request, which can raise many questions for someone unfamiliar with the process.
To make it easier, car leasing experts, Nationwide Vehicle Contracts, explain the different types of name changes and how to request a name change on a car lease contract.
It's crucial to stay on top of your car lease contract and change your name if your personal circumstances have changed. A car lease is a legally binding agreement and, like any other contract, will need to be updated if your name or any personal details have changed.
If your name has changed, it's your responsibility as the account holder to keep your details up to date regarding your lease agreement.
The different types of name changes include marriage, divorce, and legal name changes.
If you've tied the knot or got divorced, you'll need to inform us about your name change. This is part of a contract change, so we will need your change of name request in writing via your Online Account or email.
You must also attach the relevant legal documentation, such as your marriage certificate, decree absolute, deed-poll declaration, a valid UK photocard driving licence or paper licence, and passport.
When making the change, we also require the following information:
Old and new name
Email address
Telephone number
Proof of address
Registration number
On rare occasions, you might be looking to transfer your car lease to another person because your circumstances have changed, such as redundancy or relocation, or you can't terminate your lease contract early and need an alternative. This is known as a Transfer of Contract.
To be able to secure a Transfer of Contract, you must meet several criteria:
The original agreement is a regulated Personal Contract Hire or Contract Hire agreement
You have more than 12 months remaining on your contract
You are up to date with your payments
The new lessee has been credit approved by the finance provider
The vehicle in question has not already been part of a lease transfer agreement
You have paid the administration fee (around £480 inc. VAT)
If you're a Nationwide Vehicle Contracts customer, this is what you'll need to do to secure a Transfer of Contract:
Meet the criteria
Make sure you meet the criteria stated above.
Contact Nationwide Vehicle Contracts
Get in contact with Nationwide Vehicle Contracts. Either ring us on 0345 811 9595 or email our contracts team to request a Transfer of Contract. You must be the named contract holder to discuss a Lease Transfer.
Pay the lease transfer fee
Pay the Lease Transfer fee, which is £480, including VAT. You can pay this directly by debit card, credit card, or a BACs payment to Nationwide Vehicle Contracts.
Complete a finance application form
The new customer must complete a Finance Application form, which will require a credit check.
Request the transfer
Request the transfer from the finance provider, who will complete all the mandatory checks.
Check documentation
Check the documentation sent to you. If the vehicle qualifies for a Lease Transfer, we will send you a copy of the Transfer agreement and a Direct Debit mandate, which you must ensure are correct.
Sign the transfer agreement
Sign the transfer agreement and return it to Nationwide Vehicle Contracts.
Wait until information is reviewed
Wait until the finance provider has reviewed the documentation. Please allow for three to five working days.
You'll be informed of the lease transfer update
Once all the above has been completed, and the finance provider receives the documents, and their legal department has countersigned them, we will inform you of the Lease Transfer date.
For more information on a Transfer of Contract, check out our comprehensive Transferring a Lease to Others guide.
If your name has changed and you wish to update your car lease agreement, you must submit a change of name request. As this changes the information on a legally binding long-term contract, we need the request in writing via your Online Account or email.
To help make the request a little easier for you, here's what you must do:
Access your Online Account or email our Customer Services team
Clearly state the purpose of your email
Provide your old name, new name, relevant documentation, and vehicle registration
After this, our Customer Service team will work their magic and update your contact details (if you meet the criteria).
Whether you've been married, divorced, or have legally changed your name, it's your responsibility to update your details with Nationwide Vehicle Contracts.
We require the request in writing, via your Online Account or emailing our Customer Services team. In your request, you should include:
Your old and new name
Your vehicle registration number
Your contact details
The relevant legal documentation
If you want to transfer your contract to someone else, ring us on 0345 811 9595 or email our transfers team.
Have any further questions? Ring one of our car leasing experts on 0345 811 9595, and we'd be happy to help. Nationwide Vehicle Contracts also produce a range of comprehensive guides answering common customer queries; visit Ask Nationwide Vehicle Contracts for more information.
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